Not everyone likes it, not everyone appreciates it, however, starting with honesty is how we make any kind of progress, If you cant be honest with your faults, you cant be honest in where you need to begin to improve, And lets face it, We could all use some improvement.
The only way to get different results from what you've seen is to change behaviors and routines that don't serve you. You might be working hard, but effort only counts when your taking the right act
Make a plan: Create a detailed financial plan that outlines your goals and strategies for reaching them. Prioritize debt repayment: Focus on paying off high-interest debt as soon as possible to reduc
Changing ones decisions is difficult, it takes time, effort, decisiveness and often doing more on your end beyond what you've done before. Creating a map, or steps to success, to your desired outcom